Ready access to capital and financial services is the lifeline for small businesses. Over the years, affordable, personalized service has not always been available to small business owners. The large financial institutions that dominate the business lending industry seem to pay attention to large businesses only.
At Holy Rosary Credit Union, we are hoping to change all that. Our line of business loans will offer your business the same lower loan rates and higher dividends we have given our membership for over 47 years. And more importantly, you will get the credit union difference in service, whether you are the only employee or have 500 employees.
Commercial Real Estate
Whether purchasing an existing building or renovating, HRCU offers competitive financing for New Hampshire commercial real estate. Our Commercial Real Estate Loans are also an excellent option when you're looking to refinance your current loan.
Lines of Credit
- Commercial properties, both owner and non-owner occupied
- Rental housing, apartment, or combination business / residential properties
A Line of Credit is a convenient, cost-effective way to ensure immediate access to funds you need to run your business. Unlike a traditional loan, a Line of Credit is always available, and allows you to borrow only what you need, helping to control costs.
- Cover short-term cash until accounts receivable are paid
- Cover seasonal working capital needs
- Secured and Unsecured
When your business is in a growth stage, you'll want to talk with us about an HRCU Term Loan. Term Loans are available for a variety of needs:
VISA® Business Credit Card
- Expansion or modernization of facilities
- Purchase vehicles or business transportation
It's very difficult to run a business today without a credit card, and the HRCU Business VISA® card is the perfect option.
- Easily separate business and personal expenses
- Issue cards to employees for travel, purchases, etc.
- Set the spending limit on each employee's card
- Variable rate of Prime + 6.00%APR
PLEASE NOTE: Using your debit/credit card internationally
For security purposes HRCU debit and credit cards will no longer automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions. Please let us know if you have any questions or concerns regarding this policy.
To find out more about how HRCU can help your NH business, click here
for our business contact information.