Business Banking Center

Savings      Checking      Money Markets      CDs      IRAs      Debit Card      HSAs

Deposit Services

We have a wide variety of deposit products fashioned just for our business members. Over the past 5 years we have listened to our existing business members and lowered and eliminated costs and fees and added new features to make our business offerings a true "premier" business account.

Savings

Personal and business accounts must open and maintain a $5.00 savings account as a requirement for membership.

Business Savings Account Features

• You have unlimited access to this account at any of our branches.
• You can also access the funds on-line, by phone or with your ATM/Debit card.
• Automatic overdraft protection from this account to your business checking is automatic.

Checking

Easy-to-use, no and low fee checking accounts, with immediate access on-line to all your transactions.

Free Business Checking:*

• No minimum balance
• Unlimited transactions
• No monthly maintenance fees
• Free On-line Banking
• Free Bill Pay
• Check imaging
• One free checking account per business

*No fee account has no transaction charges and no monthly fees

Regular Business Checking:

• $500 minimum balance or $10.00 monthly charge
• Unlimited transactions
• Free on-line Banking
• Free Bill Pay
• Check Imaging

Money Market

Money markets are a well-known and highly utilized tool for personal savings. As an HRCU Premier Business member, you can now take advantage of the security and liquidity of a money market for your business funds. We think you'll find the rate on our special business money market account compares favorably with any other; making it a perfect option for your NH business. Click here to check Business Money Market rates on our "Deposit & Certificate Rate Sheet".

Click here to find out how you can be eligible for a Business Partner Money Market at an even better rate.

Certificates of Deposit

CDs are a great option for small businesses. We have a wide variety of rates and terms.

• Same great rates and specials as our personal accounts
• Save for taxes
• Put your excess cash to work
• Varied terms
• Insured up to $500,000

Click here to see our current rates

IRA

We have Keough/IRA business options. Please contact a Financial Services Associate for more information.

Debit Cards

• An HRCU VISA® Business Debit Card helps you track your expenditures
• You can have multiple cards under one account
• Free POS (point of sale) transactions
• Free transactions at all HRCU ATMs
• Free transactions at all Co-op Network ATMs

Health Savings Accounts

Health Savings Accounts (HSA)s were established in 2003 as a method to allow employers and/or employees to contribute to a tax deferred personal savings account which is used to pay smaller and routine medical expenses. These accounts are valuable to those with high-deductible health insurance plans as a way to cover out-of-pocket expenses. As an HRCU Premier Business accountholder, you can offer HSAs as a benefit to your employees. Amounts contributed to an HSA belong to individuals and are completely portable. Every year the money not spent stays in the account and gains interest tax-free, just like an IRA. Funds distributed from the HSA are not taxed if they are used to pay for qualifying medical expenses.

Holy Rosary Credit Union has a free HSA debit card that allows you access to your HSA account whenever you need it.

Call Member Services today!
Click here to find the HRCU branch closest to you.